Um, I didn't feel that aspect was relevent to what I was trying to articulate.

Whether profit, in some form, continues or not isn't really germane. Once the tech reaches a specific point, and human workers are no longer necessary, no company or organisation will use them becuase of the costs and perceive inefficiency. Machines don't get sick or take holidays, they can and will work 24/7/52.

At that point, people either starve, or riot, or governments step in and start a UBI. Once everyone get a decent lifestyle for nothing, being rich becomes less important. Once you can experience anything and everything via VR, even the wealthy lifestyle becomes irrelevant. At which point, those whose sense of self depends upon being rich and competing with others to either get richer or display their wealth ostentatiously will retreat intot an echo chamber with others of their kind and become a closed and irrelevant community. Profit is just a way of keeping score - not even real any more.